Tiny Houses: Minimalism vs. McMansion
Tiny houses are gathering steam as the flight from backbreaking McMansion mortgages grows. In the age of liberated men who are downshifting, going their own way, and otherwise refusing to finance the exorbitance of today’s Anglo female in her quest for a princess palace paid for either by a Beta male or by forcing an evil white man out of his job, the search for the “not too big, not too small” house is leading to creative solutions. Among those include renting, and forgoing a conventional home for a smaller one.
There are some impressive homes the minimalist craftsman can build for himself, including a log cabin for less than the price of the average new car. For $16,350, a small parcel of land and a lot of elbow grease, a man can be a home owner while freeing up enormous resources and time to invest in other, more worthwhile pursuits than trying outdo everyone else in the neighborhood. The statistics from the tiny house movement are interesting, and represent the financial prudence of people who decide to live in them:
- 68% of tiny house owners have no mortgage
- Only 29% of traditional home owners have no mortgage/are free of debt bondage
- 55% of tiny house people have more savings than the average person, with an average of $10,000 in the bank
- 65% of tiny home owners have zero credit card debt
- Tiny house people are twice as likely to have a Master’s Degree
- The average cost to build a tiny home is $23,000 if built by the homeowner
- The average cost of today’s McMansion is $272,000, that with interest actually ends up costing $481,000 on a 30-year mortgage
- In today’s America, high property taxes mean you never really own a home as much as you are renting it off the government
Floor plans for a number small homes range from a very livable (for minimalists) 14 x 28 feet to 14 x 40 feet. Some people take minimalizing even further, with models from Tumbleweed Tiny House company that fit on travel trailers. As always, there are pros and cons to choosing this lifestyle. But if financial freedom is priority one, as it is for me, these homes can make appealing and beautiful options, as shown in the photo below.
Cockblocking is what the American government does best, so be advised while these homes make beautiful places to live our political friends are once again killing freedom with excessive bureaucracy according to The Tiny Life, a blog about tiny houses:
The issue comes when you look at your municipality’s minimum habitable structure definition. These definitions almost always exclude Tiny Houses from being a dwelling and give code enforcement a strong leg to stand on when it comes to condemning your Tiny Home and/or levying fines.
Beyond the micromanaging government, living in a tiny house will represent a major lifestyle change for the average person. However, for the true minimalist tiny homes provide many benefits. A tiny home owner named Lilah says:
When you have too much space you end up with too much unwanted stuff. Small homes make you own only the most important things you love.
Another tiny home owner, Greg gives us four reasons he chose the practicality of a smaller home in today’s climate of job insecurity, outsourcing labor to foreign countries, and suppressed wages brought on by wave after wave of immigration:
Living simply, having no mortgage, very little bills, [and the] flexibility of being able to move it.
As pointed out before, it doesn’t take much for a man to live on. This is true in many areas of life. The choice to opt out of lifestyles and homes that are appealing only to women is one of the boldest moves men can make. Further, the argument can be made when one owns more house than they can afford: Do you own your home or does it own you? If it is keeping you from doing other things you’d rather be doing with life, maybe you are house poor – poor only because your home is eating up too much of your life.
Renting Vs. Owning
The debate over owning a conventional home versus renting is rarely settled. It really comes down to the individual to make the decision. One can examine the pros and cons of renting vs. owning and decide if renting is right for them. Renting pros include:
- Flexibility to relocate
- No responsibility for maintenance and repairs
- Financial predictability (set cost each month)
- Ability to choose less square footage, discouraging materialism
- Avoid being trapped in an upside down mortgage
- Avoid being trapped with a depreciating asset (if the neighborhood goes south)
However, renting also presents its own set of cons:
- Not building equity
- No tax breaks
- Can’t decorate without owner’s approval (Ed: Who cares?)
Of course, buying a conventional home is a much bigger responsibility. As we have seen since the 2008 housing market crash, contrary to the myth housing values do not always go up. Pros of home ownership include:
- Building equity
- Tax breaks for homeowners
- Freedom to decorate as you wish (with exception of locations with homeowner’s association micromanagement)
- Ability to use home as an investment/rental property in the future
In the last generation however, as the U.S. moves towards the figurative if not literal abolishment of private property as detailed in the Communist Manifesto, home ownership is not the pot of gold it once was. Here are some cons:
- No flexibility to relocate
- Paying for your own maintenance
- Paying property taxes (which are becoming very high in some places)
- Homes can lose value
- Adjustable rate mortgages can mean big jumps in housing payments
For me, there is no question renting was the only way to go as work in the media has become very unreliable over the past decade. A mortgage would have entrapped me, forcing me to take jobs I did not want until the house was sold once I realized how corrupt the media was and wanted no part of it anymore. Moreover, most homes had much more space than I needed or wanted as a man, which would only have encouraged me to fill that empty space with materialistic junk I did not need. Just before the housing crash, I almost got a mortgage because I thought it would be a good financial move and make me more appealing to women looking to start a family. Since those clueless Beta days, I got wise to Red Pill theory, indulged my Sigma side, and walked off the corporate plantation. I realize signing that mortgage would have been a colossal mistake.
I have been living out of 3 suitcases while traveling the world. I would have never had this freedom with a mortgage or a house tying me down. I thought selling and leaving my stuff behind from a one bedroom apartment behind would kill me, but it has done nothing but liberate me. In fact, minimalists don’t have less, we have more. These are only a few ways I have been liberated by giving away, selling, or trashing everything I had in my apartment.
- Not worrying about things breaking, getting lost or stolen, and if something breaks I have cash in the bank to replace it.
- Not chained to an employer because I “need” his salary to pay my bills.
- Freedom to move around to different locations and rent furnished homes (very cheap to do abroad).
- Freedom from the need to impress other people.
- Freedom from chasing the momentary high that comes with a new purchase.
- Freedom for being a Beta male slave paying for more house than I need to impress or keep a female
Once we stop learning to let our likes and dislikes be controlled by others, we can pursue what makes us happy rather than what makes those around us (especially women) happy. Minimalism means purchasing housing based on necessity, and nothing else. People invest so much of their lives and themselves in acquiring things, as if those things represent their personalities and their value as human beings. This has led to shallow lives of cutthroat competition to be king of the suburban neighborhood. We have become the embodiment of Stanley Johnson in the iconic Lending Tree commercial from the late 1990s.
I’m Stanley Johnson. I’ve got a great family. I’ve got a four bedroom house in a great community. Like my car? It’s new. I even belong to the local golf club. How do I do it? I’m in debt up to my eyeballs! I can barely pay my finance charges. Somebody help me!
Rather than pursuing Stanley’s McMansion in a great neighborhood and then becoming one of Lending Tree’s debt slaves, a man can choose to forgo the princess palace and live in a smaller home, or rent, among many other options that will present themselves once the Red Pill man has deprogrammed himself from chasing the “prescribed lifestyle” foisted upon him by women, society, marketers, and the government.
We as men can choose to go our own way with housing, not just with women and relationships. For many of us, the choice between minimalism and a McMansion has never been clearer.
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