Red Pill Money: Simplifying Your Finances


Getting and staying debt free is of critical importance to the Red Pill man or MGTOW

Minimalism can help your financial life in many ways. By minimizing expenses, a man’s investment potential and freedom are maximized. The simplest truth is a man must control his money or his money will control him. As Charles Dickens wrote in David Copperfield: Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. Unlike government, a man must balance his budget and keep it balanced.

A man must put his self-interest above all others in order to win with money. Here are several ways you can maintain a balanced budget by cutting down on the clutter and minimizing overhead. Perhaps the most important concept illustrated by all these tips is the power of the word “no.” These steps also help reduce stress and waste of the most valuable wealth building tool a man has – his income.

1. Get out of debt and stay out of debt. Remember, debt is slavery. With no payments and no due dates a man has much less to worry about. A lot of debt is a serious source of stress. After eliminating debt, the money that was going to service interest and payments every month can then be stockpiled in bank accounts and invested in everything from mutual funds to bonds. Cash can then be paid for large purchases. Additionally, men are much more careful when they spend money they spent time saving rather than money they borrow. There is nothing more important than staying out of debt to retain control over your financial life.

2. Pay cash. This doesn’t mean walk around with a wad of $100 bills in your wallet. But, studies have shown people have emotional attachments to cash they don’t have with debit and credit cards, and spend less when they’re spending cash! A debit card with a Visa or MasterCard logo works exactly the same as a credit card. When making purchases, press “credit” even though it is a debit card and you will receive the same protection against fraud as credit card holders since the transaction will be processed through the Visa or MasterCard network.

3. Purge monthly subscriptions. Be ruthless, as monthly subscriptions can be real money suckers. Tally up how much is outgoing each month on things like music app memberships, Netflix, and other “vampire” expenses that are slowly sucking the life blood out of your finances.

4. Turn off your TV. Those who watch a lot of TV are statistically proven to spend more money on consumerism and more money eating out. Why? Because that’s all television is, a clothesline to hang up consumer and restaurant advertising in between poorly produced, culturally degenerate programming. Few people realize the insidiousness of television, and many think they’re immune to its effects. But, television is a powerful medium and it puts fantasies into people’s minds that make men spend money or it wouldn’t be in business.

5. Eliminate credit cards. This is a controversial one for some, but I have been living without credit cards since 2010 while traveling the world and have never had a problem. Many men try to justify keeping a credit card in their wallet for the rewards, but as Dave Ramsey says, when is the last time you met a millionaire who said they got all they have through rewards programs? Moreover, the concept behind rewards programs is the bean counters who designed them did a cost-benefit analysis for the credit card companies and they know people spend more money with rewards credit cards than they do with others. This defeats the entire purpose of having “rewards” if it makes a man spend more money chasing a carrot at the end of a stick. Debit cards now do everything credit cards do, except putting men into debt bondage.

6. Watch little expenses. A daily trip to Fivebucks for a coffee-themed milkshake might not seem like a big deal, but if a man buys a $5 cup of coffee every day that little splurge soon turns into a fat $180 a month expense. Similarly, app purchases and other little dings to your bank account can quickly turn into huge dents when going over income and outgo each month. Eating at home rather than eating out all the time is another way little expenses can be throttled back so a man has more of the one thing that buys freedom in this world – his money.

7. Sign up to stop receiving unsolicited credit offers. Keep business out of your credit report and from sending you tempting offers to take on debt slavery by visiting to opt out for five years online. You can also opt out permanently by printing, signing, and mailing a form available on their web site. This will stop those endless and annoying credit card offers as well as other solicitations to move a man in the wrong direction – away from building wealth and towards building debt.


Staying out of Fivebucks and other corporate food and drink joints can save a man big money

Be in Control

These steps give a man seven concrete ways to make positive financial changes in his MGTOW or Red Pill life, beyond eliminating or vastly reducing the amount of money spent on women. (Usually cheaper to rent than to own when it comes to women, or Game her if you like playing the role of the clown.) Remember, the system that has been buttering you up with advertising and hyperbole your entire life is only a parasite wanting to take advantage of you and put chains of bondage on you with endless monthly payments. It wants you to power its profits no matter the personal cost to you. Remember this sage wisdom from Dave Ramsey:

You must gain control over your money or the lack of it will forever control you. When you think short term, you always set yourself up for being ripped off by a predatory lender. If the Red-Faced Kid – I want it, and I want it now! – rules your life, you will stay broke!

Don’t be one of the 2/3 of Americans acting like the Red-Faced Kid, living paycheck to paycheck with no plan and no idea about what is being done to them. Get in control and stay in control of your finances. The rewards will far outweigh the sacrifices.

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