Women, Unsecured Debt and the Woes of the Anglosphere
RF recently posted an interesting article (The Retail Collapse) on the decline of retail stores and shopping malls in the US. Let me point out that exactly the same phenomenon has beset Britain in recent years: C&A, Woolworths, BHS, Comet, Blockbuster and Phones4U have all ‘gone West’ since the Millennium. And other retailers have had to write-off hundreds of stores just to survive. RF’s plausible argument is that women – society’s inveterate shoppers – now lack the disposable wealth to indulge their dubious passion. The jobs they hold are generally not very remunerative; and men are no longer prepared to support their profligate ways.
This incisive analysis is also supported by the figures on female debt. Most Anglo-American debtors are women, by a considerable margin; and much of their debt arises from paying expensive college fees for worthless qualifications in the arts and humanities. From Fortune magazine:
Women are now the majority on college campuses across the United States—representing 56% of all students enrolled as of fall 2016. And according to a new report, they’re also shouldering the lion’s share of the nation’s student debt problem.
A report by the American Association of University Women (AAUW) found that on average, women hold $833 billion—or almost two-thirds—of the country’s $1.3-trillion student debt, compared to the $477 billion that men hold.
Overall, after completing a bachelor’s degree, women’s average accrued student debt is about $1,500 greater than men’s. African American women take on more student debt than any other group of women, with an average of $30,000.
In the UK, most college loans are never repaid and most graduates get jobs they could have had after leaving high school. In sum, the majority of students pursue higher education out of snobbery (it is still mistakenly considered ‘middle class’), outmoded parental expectations and the (largely false) promise of hedonistic excess.
Reality soon bites, however. Newly armed with irrelevant qualifications, the average college graduate quickly learns that a line of computer code outweighs a million lines of poetry. Now, culture is a wonderful thing and yes, it should be studied and transmitted to succeeding generations. But do we really need half the population studying it? Besides, times were when the humanities were hardcore disciplines requiring mastery of ancient languages and intimate knowledge of the great canonical works of western civilization. Since the Sixties counter-culture infiltrated academia, those rigorous days are long gone; any clown can do Cultural Studies.
In many ways, the problem of student debt arises from a long-standing mismatch between reality and expectation. The western worldview is still rooted in the post-War era, an age of unprecedented prosperity and opportunity. In those days, going to college automatically made someone ‘middle class’ for life. Although that era ended in 1974, it continues to define the West’s general outlook – a legacy worldview, if you will. Even today, most middle aged people still assume that a college degree in any subject from any institution will confer privileged status on their offspring. Indeed, the whole ‘happy families’ narrative to which Tradcon politicians cling is also a legacy of those times. These mistaken beliefs are incredibly stubborn and persistent, something only fully apparent to someone from a non-western cultural heritage.
And in many ways the misty-eyed nostalgia for those golden years is understandable: they were times of unprecedented opportunity for ordinary Brits and Americans. However, this nostalgia has become problematic now the West faces tough competition from regions armed with higher IQs and the Confucian work ethic.
Anglosphere nations are so maladjusted to existing conditions that young people can no longer expect rational guidance from their elders. This is especially true for young men, whose parents told them ‘the right girl’ would happen along if they conformed to societal expectations; or that girls prefer ‘nice guys’ to criminal thugs. Indeed, the Manosphere in all its glory arose to fill this ‘advice gap’ that yawns like a crevasse in the lives of younger men.
But the post-War legacy hobbles women, too. Armed with pointless degrees in finger painting and Womyn’s Studies, they waste their prime years riding the thug carousel (or snarled in sterile hyper-hypergamy) and shuffling papers in a ‘beauty sinecure’ (most companies keep a few babes around as morale boosters, even today). When their Wall approaches, most ‘educated’ women hastily revert to the post-War Tradcon narrative: surely Prince Beta will ride up on his white charger, write off her debts and save her ageing ass with a wave of his credit card?
Sadly, it ain’t happening. Thanks to the Manosphere, Prince Beta knows the score. Besides, with sex tourism booming in South America, Slavic Europe and the Far East, he needs dusty Anglo tail like he needs a kick in the nuts. And so our crusty Anglobitch stumbles towards middle age, accruing ever more debt, her SMV sinking with each passing year. We know where this ends: a broken-down cat lady abusing opiates on Welfare, renting her rancid ass out to gammas for the price of her next fix. The economic repercussions will be seismic in the decades to come.
I don’t claim to be an economist but even I can see that if a huge proportion of women take out massive loans they can never repay, someone somewhere must be getting shafted. Limiting college access would probably go some way to fixing things, as would expanding intermediate technical education. However, that would greatly reduce female enrolment rates – complete anathema in the gynocentric Anglosphere. In any case, American women must believe they are ‘middle class’ – a superior caste – for the post-feminist narrative to work. Even if this ‘status’ is illusionary, the illusion has to be sustained to keep females ‘onside’; an absolute imperative in our gynocentric civilization.
Ultimately, it is hard not to link the rise of Anglo-American feminism to the Anglosphere’s economic woes. Permitting trillions of dollars of unsecured debt so that mediocre Anglo princesses can feel successful, superior and ‘middle class’ is totally irrational in the competitive twenty-first century. This mass pandering to women first began in the prosperous post-War era, and doubtless hastened its end.
Essentially, women are clowns; and building societies around their infantile whims is a recipe for disaster. By nature, women are not productive; they cannot create, build or innovate. Though many of them study the arts and humanities, their contributions to these fields amount to zero. Jurisprudence, the only ‘serious’ field where they outnumber men, predictably requires no imagination. However, law does allow women to indulge their atavistic yearnings for social destruction and systemized misandry, abetted by the Pharisaic Anglo-American obsession with punitive legalism.
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